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      <image:title>Planning Your Loved Ones</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ec321c2af33de48734cc929/1589847767761-J2M1HI20BXRQ9XCR0HUD/Large+JPG-Aro+Ha_0387.jpg</image:loc>
      <image:title>Planning Your Loved Ones</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/623ce50f3498e352e1d409b6/1fbc20a4-d838-4272-bf8a-f12b7e52c3e2/unsplash-image-3BlVILvh9hM.jpg</image:loc>
      <image:title>Planning Your Loved Ones</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.zardalaw.com/more-than-just-your-money</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-01-31</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/623ce50f3498e352e1d409b6/1649361023133-SIZ3L58PJO8RAV105O8N/unsplash-image-73OJLcahQHg.jpg</image:loc>
      <image:title>More Than Just Your Money</image:title>
      <image:caption>Let Me Tell You A Story. Several years ago, my grandma (Nicky) passed away.  Losing her was hard; she was tough, she never sugar coated anything, and I’m pretty sure I drove her crazy a time or two. She taught me many lessons in life; to work hard for the things that I wanted, that life isn’t always going to be fair, and to never give up when things got hard because that would be the easy way out. My grandma was also a feminist before it was a thing. I learned from her that, just because I’m a female, it shouldn’t limit what I can do. Now I know I can accomplish anything if I truly set my mind to it. She taught me so much in just the 20 years I got to spend with her. Some of it I have forgotten, and certain things fade over time. Grandma was a private person and when she passed, we weren’t left with a lot of photos to remember her by.    I wish I had a voicemail she left for me, or a recording of her telling me a story about her youth, sharing her recipe for molasses cookies (that I still cannot find), telling her story about how she met grandpa, sharing an important life lesson she wanted to pass on, and reminding me to “not sweat the small stuff.” You Could Make A Recording, But Who Has Time? It has been my experience that few people actually will ever take the time to record a message for their loved ones and put it in a safe place or simply write notes to their children letting them know how they felt about them. I get it. We just get so caught up with the day to day of our lives that focusing on leaving a legacy seems to take a back seat. That's why we have to build this into our planning process and not make it just another thing you’ll add to your to-do list to get done someday. That’s why at Zarda Law, S.C. we make it part of our planning for every client to help you capture and pass on more than just your money: your intellectual, spiritual and human assets, who you are and what’s important to you.  For more information about how we help you pass on your most valuable assets – your values, insights, stories and experience - to your loved ones, or about our resources for leaving your family with a true legacy, please contact us.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/623ce50f3498e352e1d409b6/1649361096454-NUM5C6FJAHXYV1G1TVZZ/unsplash-image-y0OAmd_COUM.jpg</image:loc>
      <image:title>More Than Just Your Money - What is your “legacy”?</image:title>
      <image:caption>Most people don’t consider what it means to create a legacy. Legacy is generally thought of as certain accomplishments. However, each one of us has our own unique story which is in turn is our legacy. What do you want people to remember you by? When you pass away, your legacy isn’t defined by your financial status but by our stories, wisdom, values, and character. What would it mean to you to have a personal message from a loved one you have lost over the years? Now imagine leaving that gift for your own family. We work with clients to preserve their legacy by capturing those moments. And if you have no idea where to begin, we can help with that too.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.zardalaw.com/single-parents</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2024-06-11</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/623ce50f3498e352e1d409b6/1649686096345-RTWVKYRW7PF4YTA71ZLG/unsplash-image-bhPJ7-AdgFE.jpg</image:loc>
      <image:title>Single Parents - ESTATE PLANNING YOU CAN TRUST</image:title>
      <image:caption>You have the primary responsibility for ensuring the well-being and care of your children. If something happens to you while they are minors, you want to ensure you’ve made the decision about who cares for them, and how. In the most ideal scenario, your child’s other parent would be suitable to take custody of your child, if you cannot be there. But in many cases, that’s not possible, or desired. And, even if it is, you may want the financial resources you are leaving behind cared for by someone other than your former spouse or partner. No matter what the scenario, as a single parent (whether your child’s other parent is in the picture or not), you need to take the steps necessary to legally document who you would want raising your child, and how you would want your child raised, and how you want your assets handled for your child, in case anything happens to you. We know you are busy and promise to make the process as simple and easy for you as possible. Click here to see just how easy it can be. Or, to get started right away, click the button below to schedule a consultation.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/623ce50f3498e352e1d409b6/1718111579156-0EIHSRMCOM7HB3VKC3L0/image-asset.jpeg</image:loc>
      <image:title>Single Parents - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/623ce50f3498e352e1d409b6/bf71aa74-bd8f-47a8-9d7b-0eae50041e3a/KPPImage.jpg</image:loc>
      <image:title>Single Parents - KIDS PROTECTION PLAN®</image:title>
      <image:caption>In 10 minutes, this FREE website will help you protect your kids if something unthinkable happens to you prior to creating your formal estate plan. This of it as the first step to ensuring your kids are raised by the people you want, in the way you want, no matter what.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.zardalaw.com/married-with-children</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2022-04-11</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/623ce50f3498e352e1d409b6/ef2f5f21-274f-4bac-b2b4-db1e0f64e005/unsplash-image-4_mJ1TbMK8A.jpg</image:loc>
      <image:title>Married with Children - ESTATE PLANNING YOU CAN TRUST</image:title>
      <image:caption>When you are married with children, estate planning is usually pretty straightforward. You want your spouse making decisions for you if you are incapacitated, and you want to make sure your assets go to your spouse when you die, and then to your children after your spouse is gone. Seems simple, right?  If only it was our probate courts wouldn’t be clogged with the impact of the complexity of money and family. And, there wouldn’t be $58 Billion (with a B) of assets in the State Departments of Unclaimed Property across the United States. There are a myriad of questions that need to be answered to ensure your family stays out of court, and out of conflict, in the event of your incapacity or death. And, some tactical specifics that need to happen to ensure your assets don’t end up lost to the State Department of Unclaimed Property because your family overlooks something when you can’t be there to guide them. And, if you are in a second (or third or more) marriage situation with children from a prior marriage (we call this a “blended family”), well it’s an almost guarantee the people you love will end up in conflict, if you don’t plan ahead. Most of all, your wealth isn’t measured just by the dollars in your bank account, but by the well-being of the people you love. You care enough to get your estate planning handled so your family will stay out of court and out of conflict, no matter what. We know you are busy and promise to make the process as simple and easy for you as possible. Click here to see just how easy it can be. Or, to get started right away, click the button below to schedule a consultation.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/623ce50f3498e352e1d409b6/bf71aa74-bd8f-47a8-9d7b-0eae50041e3a/KPPImage.jpg</image:loc>
      <image:title>Married with Children - KIDS PROTECTION PLAN®</image:title>
      <image:caption>In 10 minutes, this FREE website will help you protect your kids if something unthinkable happens to you prior to creating your formal estate plan. This of it as the first step to ensuring your kids are raised by the people you want, in the way you want, no matter what.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.zardalaw.com/blended-families</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2022-04-04</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/623ce50f3498e352e1d409b6/2bf54276-1234-4bd2-bacd-bbda0d356c40/unsplash-image-E4USFFAc_9A.jpg</image:loc>
      <image:title>Blended Families - ESTATE PLANNING YOU CAN TRUST</image:title>
      <image:caption>If you are in a second (or third or more) marriage, and you have children from a prior marriage, you must engage in estate planning that will keep the people you love out of conflict. No matter how close or friendly you think your new spouse and your children are, there is simply an unavoidable, inherent conflict between them upon your death. Having said that, this conflict can be mitigated and you can ensure that the people you love most — your new spouse and your children — will each be well-taken care of with the most ease possible. You can even take actions to support their being on the same team with each other in a time of grief. It does take planning though, and we are well-trained and highly skilled in planning for the needs of "blended families", which is the term of art in the legal profession for people who are in second (or third or more) marriages with children from a prior marriage. So, if you are in a second (or third or more) marriage, contact us for a Family Wealth Planning Session so we can look together at everything you own, and everyone you love, and what would happen to all of it, when something happens to you. Then, you can get informed, educated and empowered to make the right planning decisions for the people you love.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.zardalaw.com/life-partners-with-or-without-children</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2022-04-11</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/623ce50f3498e352e1d409b6/a2fad28c-b929-483d-9ced-4867eaaa3bb9/unsplash-image-sn61a37mbUM.jpg</image:loc>
      <image:title>Life Partners With or Without Children - ESTATE PLANNING YOU CAN TRUST</image:title>
      <image:caption>In so many ways, estate planning is the very most important for you when you are not married, but have a life partner in your life. And, if you have children together, well it’s exponentially more important for you to get your estate planning handled right. The law does not protect your love if you are not married, period. You have to take action yourself to ensure you will have access to your loved one’s hospital bedside, and that your unmarried loved one will have access to you, if you are hospitalized. If you do not take action, it’s very likely that the person you love most in the world could be blocked from being with you in an accident, or making health care decisions for you, or deciding what you are nourished with, or who gets to see you. And, that’s just your healthcare.  Without the protection of estate planning, the person you love most in the world could be thrown out of your house, ejected from your business, or locked out of your finances.  If you have children together, they could even be taken out of your partner’s care. Estate planning when you are unmarried isn’t optional. It’s truly a matter of life and death for the people you love most.  We know you are busy and promise to make the process as simple and easy for you as possible. Click here to see just how easy it can be. Or, to get started right away, click the button below to schedule a consultation.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/623ce50f3498e352e1d409b6/bf71aa74-bd8f-47a8-9d7b-0eae50041e3a/KPPImage.jpg</image:loc>
      <image:title>Life Partners With or Without Children - KIDS PROTECTION PLAN®</image:title>
      <image:caption>In 10 minutes, this FREE website will help you protect your kids if something unthinkable happens to you prior to creating your formal estate plan. This of it as the first step to ensuring your kids are raised by the people you want, in the way you want, no matter what.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.zardalaw.com/married-or-single-without-children</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2022-04-11</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/623ce50f3498e352e1d409b6/db63d844-c8d7-4b7b-81c6-ef4c55b98d2e/unsplash-image-3n_x0JOnOlQ.jpg</image:loc>
      <image:title>Married or Single Without Children - ESTATE PLANNING YOU CAN TRUST</image:title>
      <image:caption>You don’t have children, but you do have a spouse, partner, or other loved ones, and you want to ensure things are as easy for them as possible if and when something happens to you. You want to pass on what you have worked so hard for your entire life, and do it in a way that helps your loved ones know and feel your love just when they’ll need to most. On top of that, and maybe even more importantly, you want to choose who will receive what you’ve worked so hard to create, and also ensure that your “chosen family” will be able to care for and love you, in the event your are incapacitated and cannot make healthcare decisions for yourself.  Your wealth isn’t measured just by the dollars in your bank account, but by the well-being of the people you love. You care enough to get your estate planning handled so your loved ones will not get stuck in court or conflict, when you become incapacitated or die.  We know you are busy and promise to make the process as simple and easy for you as possible. Click here to see just how easy it can be to plan well for everyone you love and everything you own. Or, to get started right away, click the button below to schedule a consultation. We look forward to getting to know you, and keeping your family out of Court and out of conflict.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.zardalaw.com/family-people</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2022-04-11</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/623ce50f3498e352e1d409b6/ef2f5f21-274f-4bac-b2b4-db1e0f64e005/unsplash-image-4_mJ1TbMK8A.jpg</image:loc>
      <image:title>Family People</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/623ce50f3498e352e1d409b6/2bf54276-1234-4bd2-bacd-bbda0d356c40/unsplash-image-E4USFFAc_9A.jpg</image:loc>
      <image:title>Family People</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/623ce50f3498e352e1d409b6/a2fad28c-b929-483d-9ced-4867eaaa3bb9/unsplash-image-sn61a37mbUM.jpg</image:loc>
      <image:title>Family People</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/623ce50f3498e352e1d409b6/db63d844-c8d7-4b7b-81c6-ef4c55b98d2e/unsplash-image-3n_x0JOnOlQ.jpg</image:loc>
      <image:title>Family People</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/623ce50f3498e352e1d409b6/1649686096345-RTWVKYRW7PF4YTA71ZLG/unsplash-image-bhPJ7-AdgFE.jpg</image:loc>
      <image:title>Family People</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.zardalaw.com/why-work-with-us</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-01-31</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/623ce50f3498e352e1d409b6/1648787813221-V5YKLZYAXCZNH2P5MI5O/unsplash-image-bXwMahr1MfM.jpg</image:loc>
      <image:title>Why Work With Us</image:title>
      <image:caption>What Happens When Attorneys Don’t Listen. When attorneys fail to take the time to understand and consider your family's unique circumstances, the resulting Will and Trust Documents often fail to reflect your true intentions. Moreover, without regular review and updates, these plans can quickly become outdated, potentially leaving your family in a bind when they need it most. While opting for a standard set of documents might seem cost-effective initially, it often leads to higher expenses down the road. Your loved ones could end up facing costly and unnecessary court proceedings during an already difficult time, compounding their grief.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/623ce50f3498e352e1d409b6/1648787864540-J1EDSJLG6KP55KF6XC6P/unsplash-image-vzFTmxTl0DQ.jpg</image:loc>
      <image:title>Why Work With Us</image:title>
      <image:caption>We Listen. Zarda Law, S.C. is right for you if you want your documents personalized to your specific needs. If all you want is a set of legal documents, there are quite a few online resources you can use to create them. Or shop around for the cheapest plan you can find. If what you want is to know you’ve got a plan in place that will work when your family needs it, and keep the people you love out of disagreements, and your assets out of the hands of the government, then we might be the right fit for you!</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.zardalaw.com/how-much-does-it-cost</loc>
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    <lastmod>2024-07-01</lastmod>
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  <url>
    <loc>https://www.zardalaw.com/schedule-online</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2024-06-24</lastmod>
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  <url>
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    <lastmod>2024-06-28</lastmod>
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    <lastmod>2024-06-24</lastmod>
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    <lastmod>2024-08-07</lastmod>
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    <loc>https://www.zardalaw.com/asset-protection</loc>
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    <lastmod>2024-07-15</lastmod>
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    <lastmod>2024-07-01</lastmod>
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